
109 Pine Clay Road · Wilmington, NC 28403
Rare Wilmington property featuring a charming cottage-style 3BR/2BA main house plus detached 1BR/1BA ADU tucked away on a private wooded lot in central Wilmington.
The main home blends classic character with thoughtful updates including updated flooring, paint, fixtures, kitchen improvements, and exterior enhancements while maintaining its original cottage charm.
The detached ADU offers excellent flexibility for rental income, guest space, multi-generational living, home office use, or house-hack potential. A new roof was recently installed on the ADU. The main house was recently rented for $2,000/month and the ADU for $1,000/month. Both units are currently vacant.
Highlights:
3BR/2BA main house
Detached 1BR/1BA ADU
Brand-new roof on ADU
Both units currently vacant
Previous combined rents of $3,000/month
No HOA
Private wooded lot
Covered front porch
Value-add and rental upside
Great setup for investor, house hack, guest space, or multi-generational living
Convenient to UNCW, Mayfaire, Wrightsville Beach, shopping, dining, and downtown Wilmington
Seller financing may be considered with strong terms
A rare opportunity to own a versatile income-producing property with character, flexibility, and strong rental potential in a highly convenient Wilmington location.
Owner is a licensed North Carolina real estate agent.
Features & Amenities
Location
Property boundary from county GIS
Map layers
Neighborhood Snapshot
U.S. Census Bureau, ACS 5-year estimatesNeighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.
Pricing History
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 9, 2026 | Price Reduced | $339,900 → $329,000 | ▾ $10,900 (3.2%) |
| May 16, 2026 | Price Change | $375,000 | — |
| Jul 12, 2026 | Price Change | $365,000 | 3 |
| Aug 1, 2026 | Price Change | $359,900 | 2 |
| Aug 10, 2026 | Price Change | $349,900 | 3 |
Monthly Cost Estimate
* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.
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Last Updated: Oct 9, 2026