Skip to content
Contingent
$315,000 Est. $2,171/mo — Get pre-qualified
2beds 1.5baths 860sq ft 0.06acres

200 River Road 2 · Banner Elk, NC 28604

View map

Cozy Riverfront Cottage in Mill Ridge! This charming 2-bedroom, 1.5-bath home offers a peaceful setting along the river, with the soothing sound of rushing water just outside your door. The inviting sunroom overlooks the water and provides a relaxing spot to enjoy the setting year-round. Spend evenings gathered around the fire pit on the patio, or unwind in one of the outdoor seating areas while taking in the surrounding nature. Inside, the kitchen has been refreshed with new cabinets and stainless steel appliances. Fully furnished and turn-key, this delightful cottage is ready to enjoy as a weekend getaway, vacation retreat, or short-term rental opportunity. A wonderful place to relax and enjoy the beauty of the High Country.

Features & Amenities

Living Area860 Sq.Ft.
Bedrooms2
Baths1.5
FireplaceYes
Year Built1972
StatusContingent
Lot Size0.06 Acres
SubdivisionMill Ridge
CountyWatauga
Property TypeResidential
Property SubTypeSingle Family Residence
Days on Market8
Last UpdatedSep 18, 2026
HOAYes — $1 / year
ElementaryValle Crucis Elementary School
MiddleUnknown Middle School
HighWatauga High School
Presented By: 828 Real Estate; office@828realestate.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Monthly Cost Estimate

$
%
$
%
$
$
$
Estimated Payment
— / month
Principal & Interest—
Property Taxes—
Home Insurance—
HOA Dues—

* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.

Similar Homes

Nearby Homes for Sale

High Country Association of REALTORS (HCAOR) © Information is provided exclusively for consumers personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Last Update: Sep 18, 2026