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Active
$415,000 Est. $2,875/mo — Get pre-qualified
3beds 2.5baths 1,600sq ft 0.25acres

107 Howe Street · Belmont, NC 28012

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Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam’s Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level features an open floor plan between the dining and living rooms, plus a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. New carpet installed upstairs! The primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River. The seller will consider a rate buydown with an acceptable offer.

Features & Amenities

Living Area1,600 Sq.Ft.
Bedrooms3
Baths2.5
HeatingForced Air, Natural Gas
CoolingCeiling Fan(s), Central Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceGas,Gas Log,Gas Vented,Living Room
AppliancesDishwasher, Disposal, Electric Range, Exhaust Fan, Gas Water Heater, Refrigerator with Ice Maker, Self Cleaning Oven
Interior FeaturesAttic Stairs Pulldown, Cable Prewire, Open Floorplan, Walk-In Closet(s)
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Year Built1999
ConstructionVinyl
RoofArchitectural Shingle
FoundationSlab
ParkingDriveway, Attached Garage, Garage Door Opener, Garage Faces Front
StatusActive
Lot Size0.25 Acres
Lot FeaturesGreen Area, Level, Sloped
SubdivisionAdams Bluff
CountyGASTON
Property TypeResidential
Property SubTypeSingle Family Residence
Last UpdatedOct 9, 2026
UtilitiesCable Connected, Electricity Connected, Natural Gas
SewerPublic Sewer
Water SourceCity
HOAYes — $190 / year
HOA ManagementProperty Matters Realty
ElementaryBelmont Central Elementary School
MiddleBelmont Middle School
HighSouth Point (NC) High School
Presented By: Keller Williams Ballantyne Area; sabraromeo@kw.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Pricing History

DateEventPriceChange
Oct 9, 2026 Price Reduced $417,400 → $415,000 ▾ $2,400 (0.6%)
May 18, 2026 Price Change $440,000 —
Jun 17, 2026 Price Change $434,900 2
Jul 8, 2026 Price Change $429,900 2
Jul 25, 2026 Price Change $424,900 2

Monthly Cost Estimate

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* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.

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