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196 Fern Loop, Lake Lure, NC 28746 ACTIVE 1 of 40 196 Fern Loop, Lake Lure, NC 28746 — photo 2 196 Fern Loop, Lake Lure, NC 28746 — photo 3 196 Fern Loop, Lake Lure, NC 28746 — photo 4 196 Fern Loop, Lake Lure, NC 28746 — photo 5
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$679,900 Est. $5,099/mo — Get pre-qualified
3beds 3baths 2,430sq ft 0.84acres

196 Fern Loop · Lake Lure, NC 28746

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Welcome to a turnkey (fully furnished) mountain retreat vacation home with a proven track record — this beautifully renovated A-frame sits inside the gates of the Rumbling Bald on Lake Lure, backing directly to the 12th green of the Bald Mountain Golf Course with sweeping golf and mountain views. It has been meticulously maintained.

Spanning three finished levels, the home offers 3 bedrooms plus a versatile extra room, and 3 full bathrooms. The main level features an open eat-in kitchen, a spacious living room anchored by a stone fireplace, and a comfortable primary bedroom as well as a second bedroom and full bath. Upstairs, a large loft-style extra room offers flexible space for extra sleeping, a media room, or a private retreat, overlooking the great room below. The finished basement level expands the living space further with a generous recreation room, a second stone fireplace, an additional bedroom, full bath, and utility room — ideal for game nights or overflow guests.

Outside, enjoy a wrap-around deck and covered patio overlooking the golf course, a fire pit for evening gatherings, and parking for up to five vehicles. As a resident inside the Rumbling Bald gates, you'll have access to the community's indoor and outdoor pools, hot tub, and resort amenities, all just a short walk from Lake Lure's beach and minutes from Chimney Rock State Park.

This property has operated as an established, highly successful vacation rental since 2020, holding a 10/10 exceptional guest rating across 164+ verified reviews — placing it in the top 1% of rentals of the area (per VRBO). Whether you're seeking a proven income-producing investment or your own private mountain escape, this home delivers both lifestyle and performance in one of Lake Lure's most sought-after gated communities.

Call Listing Agent for VRBO Listing and availability. See 3 D Tour.

Features & Amenities

Living Area2,430 Sq.Ft.
Bedrooms3
Baths3
HeatingCentral
CoolingCentral Air
FireplaceFamily Room,Wood Burning
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave
LaundryIn Basement
Virtual TourOpen Virtual Tour
Year Built1974
ConstructionWood
FoundationBasement
ParkingCircular Driveway
StatusActive
Lot Size0.84 Acres
SubdivisionRumbling Bald on Lake Lure
CountyRUTHERFORD
Property TypeResidential
Property SubTypeSingle Family Residence
Last UpdatedOct 9, 2026
SewerSeptic Installed
Water SourceCommunity Well
HOAYes — $4,967 / year
ElementaryLake Lure Classical Academy Elementary School
MiddleLake Lure Classical Academy Middle School
HighLake Lure Classical Academy High School
Presented By: Bach Real Estate LLC; laurie@bachrealestate.net

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

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