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4639 Harbor View Terrace, Morganton, NC 28655 ACTIVE 1 of 40 4639 Harbor View Terrace, Morganton, NC 28655 — photo 2 4639 Harbor View Terrace, Morganton, NC 28655 — photo 3 4639 Harbor View Terrace, Morganton, NC 28655 — photo 4 4639 Harbor View Terrace, Morganton, NC 28655 — photo 5
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$790,000 Est. $5,579/mo — Get pre-qualified
4beds 3baths 3,542sq ft 0.82acres

4639 Harbor View Terrace · Morganton, NC 28655

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If you've been looking for mountain views, Lake James access, and multi-generational possibilities, this East Shores home delivers.

Located in the desired East Shores community, this home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, and multi-use sports court.

The main level layout is spacious and thoughtfully designed; tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen. The living room and primary suite both open onto a recently updated TREX deck, creating seamless indoor-outdoor entertaining.

Two additional bedrooms, another full bath, and laundry complete the main level.

Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with connecting full bath, and private outdoor access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities.

With two flexible-use bonus rooms downstairs you could create a home office, movie room, in-home gym, or personal library.

Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property.

Convenience is optimized. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte.

Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting, this property offers the space and flexibility to align with your needs.

Features & Amenities

Living Area3,542 Sq.Ft.
Bedrooms4
Baths3
HeatingCentral, Heat Pump
CoolingCentral Air, Heat Pump
FireplaceGas
AppliancesDishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
Interior FeaturesBuilt-in Features, Garden Tub, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s), Walk-In Pantry
LaundryIn Basement, Main Level
Virtual TourOpen Virtual Tour
Year Built2003
ConstructionHard Stucco
FoundationBasement
ParkingDriveway, Attached Garage, Garage Faces Side
StatusActive
Lot Size0.82 Acres
SubdivisionEast Shores
CountyBURKE
Property TypeResidential
Property SubTypeSingle Family Residence
Last UpdatedOct 9, 2026
SewerSeptic Installed
Water SourceCommunity Well
HOAYes — $814 / half-year
HOA ManagementEast Shores HOA
ElementaryGlen Alpine Elementary School
MiddleTable Rock Middle School
HighFreedom High School
Presented By: True North Realty; Katie@nctruenorthrealty.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Pricing History

DateEventPriceChange
Oct 9, 2026 Price Reduced $860,000 → $790,000 ▾ $70,000 (8.1%)
Apr 8, 2026 Price Change $985,000 —
Apr 24, 2026 Price Change $949,000 4
May 14, 2026 Price Change $925,000 3
Jun 29, 2026 Price Change $895,000 4
Jul 20, 2026 Price Change $885,000 2

Monthly Cost Estimate

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* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.

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