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221 Chatto Loop, Murphy, NC 28906 ACTIVE 1 of 64 221 Chatto Loop, Murphy, NC 28906 — photo 2 221 Chatto Loop, Murphy, NC 28906 — photo 3 221 Chatto Loop, Murphy, NC 28906 — photo 4 221 Chatto Loop, Murphy, NC 28906 — photo 5
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$285,000 Est. $1,993/mo — Get pre-qualified
2beds 2baths 988sq ft 0.74acres

221 Chatto Loop · Murphy, NC 28906

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Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected and has since had the connection capped off. Sellers make no representation about fireplace functionality.

Features & Amenities

Living Area988 Sq.Ft.
Bedrooms2
Baths2
HeatingHeat Pump, Electric
CoolingAttic Fan, Whole House Fan, Heat Pump
FlooringLVT/LVP, Laminate, Ceramic Tile
FireplaceYes
AppliancesGas Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Gas Range
Interior FeaturesWalk-in Closet(s), Solid Surface, Ceiling Fan(s), Furnished, Blinds/Shades, Whole House Fan
StyleSingle Family Residence
Year Built1994
ConstructionCedar, Block, Wood Siding
RoofComposition
FoundationBlock
ParkingCircular Driveway, Gravel, Asphalt, No Garage
StatusActive
Lot Size0.74 Acres
Lot FeaturesWooded, Rolling Slope
SubdivisionIndian Rock Springs
CountyCHEROKEE
Last UpdatedOct 7, 2026
UtilitiesFiber Optic
Water SourceShared Well
HOAYes — $350 / year
HOA ManagementIndian Rock Springs HOA
ElementaryRanger Elementary School
MiddleHiwassee Dam Middle School
HighHiwassee Dam High School
Presented By: Re/Max Elite Realty; CandiceWNC@gmail.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Monthly Cost Estimate

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Last Updated: Oct 7, 2026