
302 Plantation Drive · New Bern, NC 28562
SELLER IS OFFERING OWNER FINANCING AT A 5.5% INTEREST RATE, saving you hundreds of dollars on a monthly payment for this beautiful waterfront home! Purposefully designed with its main living spaces on the upper level to maximize panoramic harbor views, this exceptional waterfront home captures the beauty of coastal living from the rooms you'll enjoy most every day. Nestled within the peaceful Inland Residential Harbour of River Bend, this nearly 3,100-square-foot residence is the best price per square foot navigable waterfront home currently on the market, offering a move-in ready opportunity to enjoy one of New Bern's most scenic waterfront settings. From the moment you enter, expansive windows draw your attention to the sparkling harbor beyond. Soaring ceilings and a dramatic wall of glass flood the Great Room with natural light while creating a seamless connection to the water. The reverse floor plan places the family room, dining area, kitchen, and primary suite on the upper level, allowing everyday life to unfold against a backdrop of breathtaking views while creating an exceptional setting for entertaining family and friends. The kitchen is both functional and inviting, featuring stainless steel appliances, solid-surface countertops, and a central island perfect for preparing meals, gathering with guests, or enjoying your morning coffee while overlooking the harbor. Just beyond, the private waterfront balcony becomes an extension of the living space, offering the perfect place to watch boats glide by, enjoy spectacular sunrises, or simply unwind with the peaceful sounds of the water. The primary suite serves as a private retreat, complete with vaulted ceilings, direct balcony access, new carpet, and an en suite bath with dual vanities and a spacious walk-in shower. Three additional bedrooms and two full baths on the first floor provide comfortable accommodations for family and guests while creating a sense of privacy separate from the home's main gathering spaces. In addition, a generous multipurpose room offers outstanding flexibility as a fitness area, studio, hobby space, or additional storage. Thoughtfully designed for both today's lifestyle and tomorrow's needs, the home also includes a dedicated space suitable for a future elevator or kitchen-to-first floor dumbwaiter, offering flexibility for years to come. Outside, the private dock invites you to embrace waterfront living--launch a kayak, set out for a day on the boat, cast a line, or simply relax as the harbor breeze rolls in. Additionally, the property includes a newly repaved driveway, professional landscaping, and a private well for the irrigation system. Located just minutes from Historic Downtown New Bern, this exceptional property offers the rare combination of intentional design, abundant natural light, and an unmatched waterfront lifestyle. Owner financing is available with flexible terms, creating a unique opportunity for a qualified buyer. Contact us today for your private tour!
Features & Amenities
Location
Property boundary from county GIS
Map layers
Neighborhood Snapshot
U.S. Census Bureau, ACS 5-year estimatesNeighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.
Pricing History
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 7, 2026 | Price Reduced | $659,000 → $639,000 | ▾ $20,000 (3.0%) |
| Mar 12, 2026 | Price Change | $719,000 | — |
| Apr 22, 2026 | Price Change | $699,000 | 3 |
| May 18, 2026 | Price Change | $697,000 | 1 |
| Jun 29, 2026 | Price Change | $690,000 | 2 |
| Aug 5, 2026 | Price Change | $685,000 | 1 |
Monthly Cost Estimate
* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.
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Last Updated: Oct 7, 2026