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Active
$790,000 Est. $5,481/mo — Get pre-qualified
3beds 3.5baths 3,549sq ft 0.44acres

109 Key West Lane · Newport, NC 28570

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Welcome to 109 Key West Lane, a beautifully crafted custom home located in the desirable Cottage Pointe subdivision of Newport, NC. This thoughtfully designed 3-bedroom, 3.5-bath residence offers exceptional quality, functionality, and coastal charm, all in a well-maintained setting that shows very little wear and tear.
The exterior is equally impressive, featuring lush, professionally landscaped grounds supported by an irrigation system fed by a private well, a metal roof, and durable fiber cement siding. A large concrete driveway provides ample parking for vehicles, boats, or other toys, while a detached storage building adds even more utility. Outdoor living is abundant with a spacious back deck, three screened private porches, and a third-level sun deck, perfect for relaxing or entertaining.
Inside, the home is designed for comfort and convenience across three levels, all accessible by a private elevator. The main level features a large kitchen and dining area that flows seamlessly into the great room, along with a primary suite on the main floor. Storage is plentiful throughout, with large closets and walk-in attic spaces.
The first level offers a fantastic family room with a wet bar, a full bath, and an exceptionally large flex room suitable for a game room, office, or guest space. A two-car garage completes this level, providing both parking and additional storage.
Located just minutes from Morehead City, Swansboro, and area beaches, this home also includes water access to Broad Creek via the community boat dock, making it ideal for boating and coastal living. This is a rare opportunity to own a high-quality, move-in-ready home in a peaceful waterfront community.

Features & Amenities

Living Area3,549 Sq.Ft.
Bedrooms3
Baths3.5
HeatingElectric, Forced Air, Heat Pump
CoolingCentral Air, Ceiling Fan(s)
FlooringCarpet, Tile, Wood
FireplaceGas Log
AppliancesWasher, Refrigerator, Ice Maker, Dryer, Dishwasher, Tankless Water Heater, Electric Range
Interior FeaturesWalk-in Closet(s), Tray Ceiling(s), High Ceilings, Kitchen Island, Elevator, Ceiling Fan(s), Wet Bar, Gas Log
LaundryDryer Hookup, Washer Hookup, Laundry Room
Virtual TourOpen Virtual Tour
Exterior FeaturesIrrigation System
StyleSingle Family Residence
Year Built2008
ConstructionFiber Cement, Wood Frame
RoofMetal
FoundationSlab
ParkingGarage Faces Front, Concrete, Garage
StatusActive
Lot Size0.44 Acres
Lot FeaturesOpen Lot, Water Access Comm
SubdivisionCottage Pointe
CountyCARTERET
Last UpdatedOct 7, 2026
UtilitiesNatural Gas Connected, Water Connected
Water SourceCounty Water, Well
HOAYes — $450 / year
HOA ManagementCottage Pointe HOA
ElementaryBogue Sound Elementary School
MiddleBroad Creek Middle School
HighCroatan High School
Presented By: United Country Respess Wilder; bethwildersellshomes@gmail.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Pricing History

DateEventPriceChange
Oct 7, 2026 Price Reduced $810,000 → $790,000 ▾ $20,000 (2.5%)
Jan 27, 2026 Price Change $925,000 —
May 30, 2026 Price Change $875,000 6
Jun 12, 2026 Price Change $860,000 2
Jul 15, 2026 Price Change $840,000 3

Monthly Cost Estimate

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* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.

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Last Updated: Oct 7, 2026