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105 A Bay Drive, Surf City, NC 28445 ACTIVE 1 of 46 105 A Bay Drive, Surf City, NC 28445 — photo 2 105 A Bay Drive, Surf City, NC 28445 — photo 3 105 A Bay Drive, Surf City, NC 28445 — photo 4 105 A Bay Drive, Surf City, NC 28445 — photo 5
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$725,000 Est. $4,996/mo — Get pre-qualified
3beds 3baths 1,838sq ft 0.16acres

105 A Bay Drive · Surf City, NC 28445

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Welcome to 105A Bay Dr in Surf City, a fully furnished 3-bedroom, 3-bath coastal retreat offering deeded beach access, beautiful sound views from the screened porch with the reverse floorplan, and a prime location close to Surf City restaurants, shopping, and local attractions. Set waterfront off the road for added privacy and serenity, this well-maintained home has never been rented yet offers excellent rental potential for those seeking an investment property or second home.
A shared dock adds to the coastal lifestyle and provides the perfect place to launch paddleboards or kayaks and enjoy time on the water. The new fortified roof provides peace of mind, and a secure storage area adds convenience for beach gear and coastal essentials. Whether you are looking for a primary residence, vacation getaway, or income-producing property, this home delivers comfort, versatility, and classic island charm. Come take a look and you may never leave!

Features & Amenities

Living Area1,838 Sq.Ft.
Bedrooms3
Baths3
HeatingElectric, Heat Pump
CoolingCentral Air, Ceiling Fan(s)
FlooringLVT/LVP, Carpet, Tile
FireplaceYes
AppliancesElectric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range
Interior FeaturesEntrance Foyer, Furnished, Pantry, Blinds/Shades
LaundryIn Hall
Exterior FeaturesOutdoor Shower, Gas Log, See Remarks
StyleTownhouse
Year Built2003
ConstructionVinyl Siding, Wood Frame
RoofShingle, See Remarks, Composition
FoundationOther, Pilings
ParkingOn Site, Paved, Parking Pad, Underhouse
StatusActive
Lot Size0.16 Acres
Lot FeaturesOpen Lot, Deeded Water Rights, Pier, Sound Side
SubdivisionWaters Bay
CountyPENDER
Last UpdatedOct 7, 2026
UtilitiesCable Available, Sewer Connected, Water Connected
Water SourcePublic
HOANo
ElementarySurf City Elementary School
MiddleSurf City Middle School
HighTopsail High School
Presented By: Landmark Sotheby's International Realty; michael.nelson@sothebysrealty.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Pricing History

DateEventPriceChange
Oct 7, 2026 Price Reduced $745,000 → $725,000 ▾ $20,000 (2.7%)
May 21, 2026 Price Change $795,000 —
Jul 15, 2026 Price Change $770,000 4

Monthly Cost Estimate

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Last Updated: Oct 7, 2026