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106 Charlotte Avenue, Surf City, NC 28445 ACTIVE 1 of 83 106 Charlotte Avenue, Surf City, NC 28445 — photo 2 106 Charlotte Avenue, Surf City, NC 28445 — photo 3 106 Charlotte Avenue, Surf City, NC 28445 — photo 4 106 Charlotte Avenue, Surf City, NC 28445 — photo 5
1 of 83
Active
$2,099,000 Est. $14,463/mo — Get pre-qualified
6beds 5baths 3,734sq ft 0.11acres

106 Charlotte Avenue · Surf City, NC 28445

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Welcome to some of the best views in Surf City! 106 Charlotte Avenue has so much to love about it. It is less than a minute walk to the beach, it is less than half a mile to the shops and restaurants in Surf City, and it has some absolutely incredible Ocean and Intracoastal views from the massive rooftop deck. This updated home has over 3,700 square feet of indoor living space with 6 bedrooms and 6 bathrooms, plenty of room for friends and family to enjoy the beach life.
With recent AirDNA rental projections of $230,000, this property also makes a fantastic second home or investment. The in-ground pool and hot tub in the backyard make it feel like you are on vacation. The outdoor shower lets you keep all the sand and salt outside where it should be. The sunsets and sunrises from the rooftop deck are second to none, there is a lot to love about 106 Charlotte Avenue!

Features & Amenities

Living Area3,734 Sq.Ft.
Bedrooms6
Baths5
HeatingElectric, Forced Air, Heat Pump
CoolingCentral Air
FlooringLVT/LVP
FireplaceYes
AppliancesMini Refrigerator, Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Dishwasher, Cooktop
Interior FeaturesSound System, Walk-in Closet(s), Kitchen Island, Ceiling Fan(s), Elevator, Furnished, Hot Tub, Reverse Floor Plan, Walk-in Shower, Blinds/Shades
LaundryIn Hall, Laundry Closet
Exterior FeaturesOutdoor Shower
StyleSingle Family Residence
Year Built2020
ConstructionVinyl Siding, Wood Frame
RoofFlat
FoundationOther, Pilings
ParkingOn Site, Underhouse
StatusActive
Lot Size0.11 Acres
Lot FeaturesThird Row
SubdivisionTopsail Cove
CountyPENDER
Last UpdatedOct 9, 2026
UtilitiesSewer Connected, Water Connected
Water SourcePublic
HOANo
ElementaryTopsail Elementary School
MiddleTopsail Middle School
HighTopsail High School
Presented By: Intracoastal Realty Corporation; 910.256.4503; jgray@intracoastalrealty.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Pricing History

DateEventPriceChange
Oct 9, 2026 Price Reduced $2,150,000 → $2,099,000 ▾ $51,000 (2.4%)
Feb 16, 2026 Price Change $2,250,000 —
Apr 3, 2026 Price Change $2,225,000 2

Monthly Cost Estimate

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Last Updated: Oct 9, 2026