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109 Sea Urchin Court, Surf City, NC 28445 ACTIVE 1 of 48 109 Sea Urchin Court, Surf City, NC 28445 — photo 2 109 Sea Urchin Court, Surf City, NC 28445 — photo 3 109 Sea Urchin Court, Surf City, NC 28445 — photo 4 109 Sea Urchin Court, Surf City, NC 28445 — photo 5
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$823,500 Est. $5,706/mo — Get pre-qualified
3beds 2.5baths 1,568sq ft 0.2acres

109 Sea Urchin Court · Surf City, NC 28445

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Island Oaks coastal living with DUAL INVESTMENT POTENTIAL!

This 3-bedroom Surf City home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views, with an open-concept kitchen, dining, and living area perfect for gathering family and friends.

A standout feature for both homeowners and investors is the additional downstairs studio/in-law suite with a combo washer/dryer, kitchenette and bathroom creating the potential for flexible living arrangements and dual rental opportunities. (Rental history for suite available upon request)

Located in desirable Island Oaks, residents enjoy community beach access plus a community boat ramp with deep-water access to the Intracoastal Waterway, putting beach days, boating, fishing, and island adventures right outside your door.

Whether you're looking for a full-time coastal residence, vacation getaway, multigenerational home, or investment property, this home offers the flexibility, location, and lifestyle to make the most of Topsail Island living.

Features & Amenities

Living Area1,568 Sq.Ft.
Bedrooms3
Baths2.5
HeatingHeat Pump, Electric, Forced Air
CoolingCentral Air, Heat Pump
FireplaceNo
AppliancesVented Exhaust Fan, Refrigerator, Range, Disposal, Dishwasher
Interior FeaturesEntrance Foyer, Apt/Suite, Ceiling Fan(s), Pantry, Reverse Floor Plan
LaundryIn Hall, Laundry Closet
Exterior FeaturesOutdoor Shower
StyleSingle Family Residence
Year Built1996
ConstructionWood Siding, Wood Frame
RoofMetal
FoundationOther, Pilings
ParkingGarage Faces Front, Concrete, Garage
StatusActive
Lot Size0.2 Acres
Lot FeaturesCul-De-Sac, Wooded, Boat Ramp, Deeded Water Access, Sound Side, Water Access Comm
SubdivisionIsland Oaks
CountyPENDER
Last UpdatedOct 7, 2026
UtilitiesSewer Connected, Water Connected
Water SourcePublic
HOAYes — $375 / year
HOA ManagementIsland Oaks HOA
ElementaryNorth Topsail Elementary School
MiddleTopsail Middle School
HighTopsail High School
Presented By: Intracoastal Realty Corporation; msidbury@intracoastalrealty.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Monthly Cost Estimate

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Last Updated: Oct 7, 2026