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Contingent
$849,000 Est. $5,946/mo — Get pre-qualified
4beds 3baths 2,204sq ft 0.33acres

125 S Boca Bay Lane # B · Surf City, NC 28445

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Seller is offering a $10,000 Use-As-You-Choose credit with an acceptable offer! Apply it toward closing costs, rate buy-down, updates, or personalize the home to fit your needs. Discover relaxed coastal living where breathtaking marsh, Intracoastal Waterway, sound, and partial ocean views become part of your everyday backdrop. Five spacious deck options provide the perfect setting for sunrise coffee, afternoon boat watching, coastal breezes, and unforgettable sunset skies.
Located on a quiet, non-through street just a short walk, roll, or stroll to the beach, this home is part of a sought-after community reserved for homeowners and second-home residents, where rentals of less than six months are not permitted. The result is a peaceful neighborhood where neighbors know one another and lasting friendships replace the constant turnover of weekly vacation rentals.
Thoughtfully designed for both everyday living and entertaining, the home features an elevator serving every level, a fireplace for cozy evenings, an expanded driveway, fenced yard, outdoor shower, water softener, attic storage, and exterior storage for all your beach gear. The raised backyard creates an inviting outdoor living space, complete with an additional deck that's perfect for relaxing, grilling, or gathering with friends and family.
Launch your kayak or paddleboard nearby, cast a line for an afternoon of fishing, or spend the day at the beach before cooling off at the community pool and clubhouse. For boating enthusiasts, the Topsail Island Yacht Club is less than two miles away. The current owners have enjoyed keeping their boat there, making it easy to embrace the boating lifestyle without the maintenance and expense of waterfront ownership. Whether your perfect day includes boating, fishing, shelling, or simply enjoying the ever-changing coastal views, this home offers the lifestyle so many dream about.
While designated as a townhouse, the thoughtful design lives like a single-family home. The neighboring residence is connected by the exterior storage roof, with no shared living walls, providing an exceptional sense of privacy along with the convenience of low-maintenance coastal living.

Features & Amenities

Living Area2,204 Sq.Ft.
Bedrooms4
Baths3
HeatingFireplace(s), Electric, Heat Pump
CoolingCentral Air
FlooringLVT/LVP
FireplaceYes
AppliancesGas Oven, Gas Cooktop, Built-In Microwave, Water Softener, Refrigerator, Ice Maker, Disposal, Dishwasher
Interior FeaturesWalk-in Closet(s), High Ceilings, Elevator, Ceiling Fan(s), Pantry, Reverse Floor Plan, Walk-in Shower, Blinds/Shades
LaundryDryer Hookup, Washer Hookup, Laundry Closet
Virtual TourOpen Virtual Tour
Exterior FeaturesOutdoor Shower, Irrigation System
StyleTownhouse
Year Built2021
ConstructionFiber Cement, Wood Frame
RoofArchitectural Shingle
FoundationOther, Pilings
ParkingAdditional Parking
StatusContingent
Lot Size0.33 Acres
Lot FeaturesSalt Marsh, Sound Side, Water Access Comm
SubdivisionBoca Bay
CountyPENDER
Last UpdatedOct 9, 2026
UtilitiesSewer Available, Water Available
Water SourcePublic
HOAYes — $1,152 / year
HOA ManagementOaks of Boca Bay
ElementarySurf City Elementary School
MiddleSurf City Middle School
HighTopsail High School
Presented By: Wicker Properties of the Carolinas, Inc.; swagner@wickerproperties.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Pricing History

DateEventPriceChange
Oct 9, 2026 Price Reduced $859,900 → $849,000 ▾ $10,900 (1.3%)
Oct 30, 2025 Price Change $889,000 —
Mar 16, 2026 Price Change $875,000 2
Apr 2, 2026 Price Change $862,000 2
May 26, 2026 Price Change $861,000 1
Jun 14, 2026 Price Change $859,999 1

Monthly Cost Estimate

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* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.

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Last Updated: Oct 9, 2026