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$389,900 Est. $2,722/mo — Get pre-qualified
3beds 2.5baths -sq ft 3.5acres

121 White Oak Drive · Warne, NC 28909

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Welcome to this charming creekfront chalet featuring 3 bedrooms and 2.5 bathrooms. Relax on the front porch and take in the stunning mountain and pond views. The kitchen is updated with newer granite countertops, a stainless steel refrigerator, and a dishwasher, making it a delightful space for cooking and entertaining. The HVAC cooling system was replaced in 2022, ensuring comfort throughout the year. And, a new roof in 2025! The great room features low-maintenance LVP flooring and a large gas log fireplace, perfect for those cool evenings. The master bedroom is conveniently located on the main level with doors to porch, while a loft bedroom upstairs offers ample closet space. The basement provides a third bedroom with direct access to the bathroom, along with a large bonus room that offers plenty of extra living space. A laundry room is strategically situated between the bathroom and bonus room for ease of use. FIBER OPTIC INTERNET. Outside, the basement opens to a concrete patio, ideal for outdoor gatherings. The property sits on over 3.5 acres of beautiful, well-maintained grounds and includes an additional lot with a driveway already in place, offering even more potential for expansion or guest parking. Located near Lake Chatuge, and the GA Mountain Fairgrounds. Come home to this serene mountain retreat!

Features & Amenities

Bedrooms3
Baths2.5
HeatingPropane, Fireplace(s), Electric, Heat Pump
CoolingCentral Air
FlooringLVT/LVP, Carpet, Vinyl
FireplaceYes
AppliancesRefrigerator, Range, Dishwasher
Interior FeaturesVaulted Ceiling(s), Ceiling Fan(s), Basement
LaundryDryer Hookup, Washer Hookup
Exterior FeaturesGarden, Gas Log
StyleSingle Family Residence
Year Built2000
ConstructionVinyl Siding, Wood Frame
RoofComposition
FoundationBlock, Permanent
ParkingGravel, No Garage
StatusActive
Lot Size3.5 Acres
Lot FeaturesStream, Gentle Sloping, Landscaped
SubdivisionWhite Oak Subdivision
CountyCLAY
Last UpdatedOct 7, 2026
UtilitiesFiber Optic
Water SourceShared Well
HOAYes — $430 / year
HOA ManagementWhite Oak
ElementaryHayesville Elementary School
MiddleHayesville Middle School
HighHayesville High School
Presented By: Coldwell Banker High Country; murphyadmin@cbhighcountry.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Monthly Cost Estimate

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Last Updated: Oct 7, 2026