Skip to content
Active
$425,000 Est. $2,962/mo — Get pre-qualified
3beds 2baths 1,680sq ft 0.83acres

21 Swift Stream Lane · Waynesville, NC 28785

View map

Enjoy the rare opportunity to own a beautiful mountain creekfront property paired with an immaculate one-level home built in 2023. Offering 3 bedrooms, 2 baths, and approximately 1,680 square feet, this Energy Smart home has been thoughtfully designed for comfort, convenience, and easy mountain living—all set along a bold, trout-filled creek flowing through the scenic Cove Creek community of Haywood County. This mountain creek eventually feeds into the larger waterways of the Pigeon River, creating a peaceful natural setting right in your own backyard.

Inside, you’ll find an inviting open floor plan with a split-bedroom layout, enhanced by soaring 10-foot ceilings, crown molding, and a spacious airy feel throughout. The living area is centered around a striking stone wood-burning fireplace with built-in shelving, creating a warm and welcoming focal point for relaxing evenings or gathering with family and friends. The kitchen offers generous cabinet space and flows seamlessly into the dining and living areas, making everyday living and entertaining easy and enjoyable.

The primary suite serves as a comfortable private retreat, complete with an ensuite bath featuring a large walk-in shower. Additional highlights include a well-insulated detached two-car garage, storage building, and durable metal roof designed for low-maintenance living.

Step outside onto the generous covered back porch overlooking the bold flowing creek that runs along the entire backyard. Whether enjoying your morning coffee, casting a line in the trout waters, entertaining guests, or simply taking in the soothing sounds of the water and surrounding mountain scenery, this outdoor space invites you to slow down and savor the beauty around you.

Located in a private community, the property allows both short-term and long-term rentals, offering excellent flexibility as a full-time residence, mountain getaway, or investment opportunity. Conveniently located with easy access to major highways and nearby amenities, you’re just minutes from Maggie Valley, downtown Waynesville, and Cherokee, with Asheville approximately 30 minutes away via I-40.

Judy Meyers
Listing Agent
Judy Meyers

Features & Amenities

Living Area1,680 Sq.Ft.
Bedrooms3
Baths2
HeatingHeat Pump
CoolingHeat Pump
FlooringVinyl
FireplaceLiving Room,Wood Burning
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer
Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Split Bedroom
LaundryElectric Dryer Hookup, Mud Room, Inside, Main Level, Sink, Washer Hookup
Year Built2023
ConstructionFiber Cement
RoofArchitectural Shingle
FoundationCrawl Space
ParkingDetached Garage
StatusActive
Lot Size0.83 Acres
Lot FeaturesCreek Front, Flood Fringe Area, Flood Plain/Bottom Land, Level, Private
SubdivisionWaters Edge
CountyHAYWOOD
Property TypeResidential
Property SubTypeSingle Family Residence
Last UpdatedOct 9, 2026
UtilitiesFiber Optics, Satellite Internet Available, Wired Internet Available
SewerPrivate Sewer
Water SourceCommunity Well
HOAYes — $400 / year
ElementaryJonathan Valley Elementary School
MiddleWaynesville Middle School
HighTuscola High School
Presented By: RE/MAX Executive; ksharifi@recmgm.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Pricing History

DateEventPriceChange
Oct 9, 2026 Price Reduced $445,000 → $425,000 ▾ $20,000 (4.5%)

Monthly Cost Estimate

$
%
$
%
$
$
$
Estimated Payment
— / month
Principal & Interest—
Property Taxes—
Home Insurance—
HOA Dues—

* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.

Similar Homes

Nearby Homes for Sale

Canopy MLS® Copyright ©2026 All rights reserved.

Based on information submitted to the MLS GRID as of Oct 9, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

33. Required DMCA Notice

DMCA Disclaimer

The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.