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Active
$699,000 Est. $4,816/mo — Get pre-qualified
3beds 3baths 1,762sq ft 0.18acres

4074 4th Street · Surf City, NC 28445

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Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning at the beach and the afternoon on the boat without ever leaving the island.
Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom overlooks the canal and gives you another place to enjoy the waterfront setting throughout the day.
The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded spot near the water, while the utility room and large storage areas provide plenty of room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat or beach.
Step outside and you're just a few steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand.
Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street brings together what makes Surf City waterfront living so appealing: the Atlantic Ocean within walking distance, approximately 55 feet of canal frontage, your boat in the backyard, generous storage and no HOA.

Features & Amenities

Living Area1,762 Sq.Ft.
Bedrooms3
Baths3
HeatingElectric, Heat Pump
CoolingCentral Air
FlooringLVT/LVP, Carpet, Tile
FireplaceNo
AppliancesBuilt-In Microwave, Refrigerator, Dishwasher
Interior FeaturesBlinds/Shades
StyleSingle Family Residence
Year Built1986
ConstructionVinyl Siding, Wood Frame
RoofMetal
FoundationOther, Pilings
ParkingOff Street
StatusActive
Lot Size0.18 Acres
Lot FeaturesBoat Slip, Boat Dock, Boat Lift, Bulkhead, Navigable Water
SubdivisionOld Settlers Beach
CountyONSLOW
Last UpdatedOct 9, 2026
UtilitiesSewer Connected, Water Connected
Water SourcePublic
HOANo
ElementaryDixon Elementary School
MiddleDixon Middle School
HighDixon High School
Presented By: Coastal Realty Associates LLC; sinkcoastalrealty@gmail.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Pricing History

DateEventPriceChange
Oct 9, 2026 Price Reduced $729,000 → $699,000 ▾ $30,000 (4.1%)

Monthly Cost Estimate

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Last Updated: Oct 9, 2026