Skip to content
Active
$959,000 Est. $6,608/mo — Get pre-qualified
3beds 2baths 2,288sq ft 0.15acres

1041 1st Street · Surf City, NC 28445

View map

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts.
Additional features include:
• Deep-water canal frontage
• Private boat dock with covered and uncovered area
• Direct access to the Intracoastal Waterway
• Spacious open-concept floor plan
• Covered waterfront deck with beautiful water views
• Granite countertops
• Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath
• Landscaped backyard
• Outdoor storage area for beach and boating gear
• Excellent rental potential
• Convenient location near restaurants, shopping, and local attractions
• Short stroll to beach access

Features & Amenities

Living Area2,288 Sq.Ft.
Bedrooms3
Baths2
HeatingHeat Pump, Electric
CoolingHeat Pump
FireplaceNo
AppliancesBuilt-In Microwave, Refrigerator, Electric Range
Interior FeaturesCeiling Fan(s), Furnished
Virtual TourOpen Virtual Tour
StyleSingle Family Residence
Year Built1993
ConstructionVinyl Siding, Wood Frame
RoofMetal
FoundationOther, Pilings
ParkingGravel
StatusActive
Lot Size0.15 Acres
Lot FeaturesBoat Dock, Bulkhead, Water Depth 4+
SubdivisionOld Settlers Beach
CountyONSLOW
Last UpdatedOct 7, 2026
UtilitiesSewer Connected, Water Connected
HOANo
ElementaryCoastal Elementary
MiddleDixon Middle School
HighDixon High School
Presented By: Ward Realty Corp; sales@wardrealty.com

Location

Property boundary from county GIS

Neighborhood Snapshot

U.S. Census Bureau, ACS 5-year estimates

Neighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.

Pricing History

DateEventPriceChange
Oct 7, 2026 Price Reduced $1,089,900 → $959,000 ▾ $130,900 (12.0%)

Monthly Cost Estimate

$
%
$
%
$
$
$
Estimated Payment
— / month
Principal & Interest—
Property Taxes—
Home Insurance—
HOA Dues—

* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.

Similar Homes

Nearby Homes for Sale

All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than REMAX Executive may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.
Last Updated: Oct 7, 2026