
1041 1st Street · Surf City, NC 28445
--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts.
Additional features include:
• Deep-water canal frontage
• Private boat dock with covered and uncovered area
• Direct access to the Intracoastal Waterway
• Spacious open-concept floor plan
• Covered waterfront deck with beautiful water views
• Granite countertops
• Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath
• Landscaped backyard
• Outdoor storage area for beach and boating gear
• Excellent rental potential
• Convenient location near restaurants, shopping, and local attractions
• Short stroll to beach access
Features & Amenities
Location
Property boundary from county GIS
Map layers
Neighborhood Snapshot
U.S. Census Bureau, ACS 5-year estimatesNeighborhood data describes this home's U.S. Census tract and is provided for information only. Statistics describe an area, not any individual property or its residents.
Pricing History
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 7, 2026 | Price Reduced | $1,089,900 → $959,000 | ▾ $130,900 (12.0%) |
Monthly Cost Estimate
* Estimates only. Actual rates, payments, and terms vary. Consult a licensed mortgage professional.
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Last Updated: Oct 7, 2026